“Make sure all the choices you make in life come from a point of awareness and not ignorance.”

Siddhant Ryan Malhotra

200k+

YouTube channels with over 1 million subscribers

200k+

YouTube channels with over 1 million subscribers

200k+

YouTube channels with over 1 million subscribers

200k+

YouTube channels with over 1 million subscribers

Early life and education

Son of media veteran Pavan Malhotra who’s a pioneer in channels, movies, music and publishing business, Rayan was determined to make his mark on the world outside his father’s shadows. From a young age, he had a strong fascination with technology and he even recalls cutting and pasting relevant tech articles in his scrapbook as a child. From his school days, he started publishing articles on technology in various newspapers & magazines. 

Rayan started working at the young age of 17, after a pivotal incident in his teens that taught him the value of money. He wanted an expensive pair of boots that his parents denied him, post which he took up a distant summer internship with the intention of earning money himself. Every day he daily had to travel for two hours and work for over 10 hours as an intern and he soon realized how much effort and hard work is required to earn even a little money which he was planning to waste on buying some shoes.  This incident changed his outlook towards life, money and time as he also realized that for him to fulfill his bigger dreams & goals.

Career

YouTuber

YouTube channels with over 1 million subscribers

Entrepreneur

YouTube channels with over 1 million subscribers

Investor

YouTube channels with over 1 million subscribers

Mentor

YouTube channels with over 1 million subscribers

Content Creator

YouTube channels with over 1 million subscribers

Journey and Achievements

Rayan started his career as a content writer and later got into the digital marketing field. Post gaining relevant experience he soon started working with startups in different domains helping them scale through digital platforms and social media. 

After scaling a few more ventures in edtech, content and other sectors with his expertise in product, growth & marketing he decided to launch his own fintech startup KASHWARE based on his patent technology. As the Founder & CEO of KASHWARE he spear-headed his company that went on to build an “All-in-one” payment card that connects all other credit/debit cards, banks and wallets to a single payment app & card. The company provided additional security, convenience & rewards to users by linking all his payment methods into one product.  In April 2020, Rayan received an award from Reserved Bank of India (RBI) for Innovation in Payments & Settlement Systems in Hyderabad and was published in the RBI gazette. KASHWARE received various other awards & accolades over time.

Rayan Malhotra later introduced a new product SlayPay which was hailed as India’s first-ever credit score builder card.

SlayPay finance management app that helps users get high returns on their investments along with a payment card that helps build a credit score.

With limited marketing, the company was able to achieve 55,000+ signups even before its launch. Making it a notable pre-launching marketing campaign in the fintech world.

RAYAN is  very active in the startup ecosystem and is also part of various groups & networks. His own startups have received institutional funding from marquee Indian & American investors including TiE Global (South California), Nueva Capital, PointOne.VC and more.

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